What is USAA Phone Insurance?
USAA Phone Insurance provides coverage for the repair or replacement of eligible smartphones, tablets and other devices. As a member of USAA, you can sign up for Phone Insurance and receive protection for eligible devices against loss, theft and damage.
What devices are eligible for USAA Phone Insurance?
USAA Phone Insurance covers most smartphones and tablets purchased through USAA or through a USAA-approved vendor. Eligible devices must be under 36 months old.
How much does USAA Phone Insurance cost?
The cost of USAA Phone Insurance varies depending on the type of device you are covering. Monthly rates start at $5.71 per month.
What does USAA Phone Insurance cover?
USAA Phone Insurance covers eligible devices against loss, theft and accidental damage. This includes water damage, cracked screens and other defects caused by normal wear and tear. You can also receive coverage for mechanical or electrical failure.
What is the claims process for USAA Phone Insurance?
To submit a claim for USAA Phone Insurance, you must contact USAA at 800-531-8722 and provide your device’s serial number and proof of purchase. Claims will then be reviewed by USAA and, if approved, you will receive a replacement device.
USAA Phone Insurance FAQs
What is the maximum coverage limit for USAA Phone Insurance?
The maximum coverage limit for USAA Phone Insurance is $1,500 per device.
Can I get coverage for more than one device?
Yes, you can get coverage for up to five eligible devices under one USAA Phone Insurance policy.
Does USAA Phone Insurance cover international travel?
Yes, USAA Phone Insurance covers international travel as long as the device is used in accordance with USAA’s terms and conditions.
Does USAA Phone Insurance cover pre-existing conditions?
No, USAA Phone Insurance does not cover pre-existing conditions or damage to the device caused by abuse or misuse.