Renters Insurance Claims Water Damage. If you have renters insurance, water damage is generally covered. For example, renters policy may cover belongings damaged by the following types of water events:
If your belongings have been recently damaged by water or sewer backup, contact your american family insurance agent to. It’s true that renters insurance doesn’t cover water damage, but you have to look at the particulars to see what kind of water damage is offered by your policy. Yes, renters insurance protects your belongings if they're damaged by leaks from the ceiling.