American Rescue Plan Health Insurance Subsidy. The american rescue plan act (arpa)—enacted in march 2021—made several changes to the affordable care act’s (aca) premium subsidies for health insurance, but only for 2021 and 2022.while some effort was made to extend them further as part of the build back better act (bbba) this year, subsidy amounts and eligibility are set to revert to those originally. For example, the 2021 fpl was $12,880 for an individual.
It resulted in some people paying well over a third of their annual income for health insurance. This was done by increasing the eligibility for health insurance subsidies. Two sections of the new law impact current and prospective marketplace members: