Recommended Homeowners Insurance Coverage. An item, located on a property, that is appealing but potentially hazardous, especially to children. Getting sufficient loss of use coverage finally, homeowners insurance can also cover the living expenses you’ll rack up.
It’s a good idea to bump that up to at least $300,000—or more if you can afford to do so. Okay, obviously homeowners insurance protects your home. Jewelry is still covered by homeowners insurance, but you may have a maximum coverage amount of up to $2,500 per item or collection.