Home Insurance Coverage Recommendations. Determine how much insurance you need for your home's structure. An item, located on a property, that is appealing but potentially hazardous, especially to children.
State farm is a highly rated, financially strong insurer with more than 19,000 local. The amount of personal property coverage you need is typically set at around 50% to 70% of your dwelling coverage amount. Roughly 80 percent of homeowner policies.