Example Of Private Health Insurance. Private hospital policies give you a choice of doctor and cover to be a private patient in a public or private hospital. Private health insurance costs are determined by your age, where you reside, and your lifestyle choices.
But as noted above, most types of private health insurance have to comply with a variety of state and federal regulations, despite the fact that the. Private health insurance policies offer hospital cover and extras cover (general treatment). The average cost of a family plan is $1,168.