Are Employers Required To Offer Health Insurance. Employers with more than 50 full time (or full. In 2020, small business owners with fewer than 50 employees are not generally required by the aca to offer health insurance.

In fact, the majority of americans have health insurance coverage through an employer. To be clear, the affordable care act , does not require employers to provide health insurance for their employees. These employers will be required to pay a $3,000 penalty annually for each of their employees who opt for coverage through the health insurance exchange and receive a premium tax credit.