Do I Need Comprehensive Insurance. If you get in a crash with another car, ding your fender from a pothole or road construction, or back into your neighbor’s mailbox, that damage is covered under collision. About 78% of all u.s.
A claim on collision or comprehensive coverage will be reduced by the deductible amount. If your car’s value is low, your insurance payout in a claim to replace that car will likely also be low. Comprehensive insurance provides protection for vehicles damaged from causes other than a crash.
