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Combined insurance offers one whole life insurance plan with up to $50,000 in coverage, which may be increased up to $100,000 with an accidental death benefit rider. Combined insurance company of america (chicago, il illinois) is a leading provider of individual supplemental accident, disability, health and life insurance products and a chubb company. Combined insurance company of america markets and underwrites a combination of supplemental accident, disability, health, and life insurance products.