Employee Health Insurance Laws. This penalty is quite hefty — $3,860 per employee per year (in 2020). Cobra is a federal law that provides employees and their families the opportunity to extend their health insurance benefits for a limited period if.
Whether it is an employee health insurance plan or an individual health policy, one must go through the inclusions and exclusions of the policy thoroughly before purchasing it. Since the aca was passed in 2010, some states have passed several laws to match federal law. In addition, the hipaa laws looked to prevent healthcare fraud, discrimination, abuse, and other illegal acts by workers.