Flood Insurance Without Elevation Certificate. An elevation certificate provides elevation detail not available on flood maps and helps determine the actual risk of flood damage. The national flood insurance program (nfip) is managed by the fema and is delivered to the public by a network of more than 50 insurance companies and the nfip direct.
This will be compared to the base flood elevation (bfe) for your location, the elevation at which the nfip estimates there is a 1% chance of floodwaters reaching in any given year. Understand what a flood elevation certificate is, who needs one, when you need one, where to get a copy, and how its used from national flood insurance. When buying a property, ask the sellers to give you their elevation certification.