Physical Therapy And Insurance. For example, medicare caps physical and speech therapy combined at $1,900 a year (2013). For example, vivian laxton, a spokeswoman for the maryland insurance.
This means that you will be responsible for 20% of appointment charges and your insurance will cover 80% of the appointment charge. Unfortunately, the effectiveness and importance of physical therapy don’t always mean it is affordable, and many americans will have to rely on their insurance provider to be able to access this care. You pay a flat fee for your visit, known as a copay.