Florida Auto Insurance Claims. Florida also has a high percentage of uninsured drivers and a higher risk for natural disasters, making car insurance more expensive. Basic pip insurance covers 80% of the necessary medical costs.
Every insurer authorized to write automobile liability insurance or automobile physical damage insurance in florida shall be a member of the association and shall subscribe and be bound by the articles of association of the fajua and by the rules and regulations adopted pursuant thereto. There are many factors involved in determining auto insurance rates. States that have no fault insurance laws.