Estimator

Commercial Insurance Replacement Cost Estimator. Notice how the cost depends on the type of policy you need. In a matter of seconds, you can search for estimated replacement costs for any of 3.5 million properties — and get

Both commercial and residential buildings go through a process using an estimating software tool used by insurance companies to estimate the cost to rebuild your home in the event of a total loss. The largest difference between actual cash value policies and replacement cost insurance is how a destroyed or damaged item is replaced. So, if your couch is destroyed and you originally bought it for $1,000, but a similar one costs $2,500 today, rcv would pay you $2,500.