Stolen Car Insurance Claim Denied. Even if your car was stolen from your residence, only an auto. Typically, you must hold comprehensive coverage on your insurance policy to have coverage for a stolen vehicle.
The insurance adjuster then decides and, if acceptable, writes the cheque. Let them know the license plate number, vin, year, make, model, and color of your car so they know what specific information to put in the report. Normally one car key should be used to access the car lock system and when it gets damaged/stolen or worn out, then you use the other one.