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Finally, when looking at the cheapest insurance premiums found on compare.com and the zebra insurance, you’ll find that compare.com is cheaper overall. 3.8 / 5 (very good) the zebra prides itself in providing simple, accurate comparisons of over 1,800 car insurance products from more than 200 national insurers,. The standard collision damage waiver is not insurance, but instead is a partial waiver of the amount you will owe in the event your zebra is damaged.