Roof Depreciation Insurance Claim. This loss in value, known as depreciation, can significantly affect the amount that a policyholder is paid for a claim. Insurance valuation methods can be confusing and difficult to determine based on your individual needs and circumstances.
This loss in value is commonly known as depreciation. Your insurance company will ask to see how much the repair cost, and you'll only receive enough to pay for the item or. The roof depreciates in value 5% for every year, or 25% in this case.