Boat Insurance Claims Questions. If the cost to repair your boat is $500, you will pay the entire $500 since it is less than your deductible. This means you won’t be covered if your boat is damaged by a raccoon sneaking on and ransacking.
If the cost to repair your boat is $500, you will pay the entire $500 since it is less than your deductible. Reporting damage to your boat and/or trailer. This means you won’t be covered if your boat is damaged by a raccoon sneaking on and ransacking.