Combined Insurance Accident Payouts. The accident protector policy is available for individuals or families. Any benefits received from your employer while injured are considered salary or wages and taxable as ordinary income.
Combined insurance company of america (chicago, il illinois) is a leading provider of individual supplemental accident, disability, health, and life insurance products and a chubb company. This is an accident only policy and does not provide benefits for loss due to sickness. Once you have the earned premium, you can incorporate it into the combined ratio formula.