Credit Cards Cell Phone Insurance. The delta skymiles® reserve american express card provides cell phone coverage of up to $800 per claim, subject to a $50 deductible. Bank visa ® platinum credit card offers up to $600 per claim with a $1,000 hard cap on claims in a 12 month period.
Wells fargo is unique in that it offers cell phone insurance as a standard benefit on all of its personal credit cards. If you are paying your cell phone bill with one of the following credit cards, you may find that you have replacement coverage if your phone is stolen or damaged. American express rolled out cell phone insurance benefits on many of its cards in april 2021.